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Automobile insurance can help in emergency situations
For any owner of transport is compulsory car insurance. Today there are many different insurance programs machines that are able to provide protection against theft or damage, and provide liability insurance for owners of vehicles. Maximum security and peace of mind will give a comprehensive insurance of any car.
Common type of auto insurance is compulsory motor TPL insurance. Through this policy, other road users to be paid compensation for damage received in a traffic accident (RTA). Damage is compensated by the insurance company, which is insured under a contract of responsibility of the driver of land transport, which became responsible for the accident. Insurance company driver who is at fault in an accident, shall indemnify, which caused some property, health and even lives of victims.
Roads and highways happens quite a lot of contingencies. Many of these auto insurance can help mitigate the unpleasant consequences. Compulsory insurance of civil liability of owners and land transport is assumed a certain amount of limit, which is often not enough to fully cover the damage caused to third parties injured in road accidents. That is why in recent years, voluntary liability insurance are many owners of cars that need to understand it. After all, were significantly more likely to meet on the road cars of foreign manufacture. This means that the cost of damages will be more expensive. In addition, should take into account the parts of road transport, which typically come from abroad. Their cost is increasing every day. Increase prices and service service stations. All this amounts to an additional cost. In this case, a combination of mandatory and optional car insurance is a necessary step that can really save you from large unexpected expenditure of funds.
Terms and CTP insurance DSTSPV virtually identical. The main difference between these types of auto insurance is the sum insured. This greatly enhances your confidence because you know, in case of damage that exceeds beyond the limit set under the policy of CTP, the losses will reimburse the insurance company.
In addition, the purchasing policy DSTSPV in our company, you are fully covered their losses associated with the franchise! How is it? There are two options:
A. Purchasing the policy in the Private Company "People's Insurance Alliance", you are insured and have an auto insurance policy. Then, when the insured event, along with the insurance payment under the policy will reimburse you DSTSPV and franchise established under the policy OSGPO.
Two. You both get to the Private Company "People's Insurance Alliance" and the policies avtograzhdanki DSTSPV. In this case, under the policy CTP will automatically be a zero deductible, and the value of the contract with no increase.
In addition, the cost of the policy of our company depends on:
your type of vehicle;
volume of motor vehicle;
the term of the contract;
type of contract CTP;
the territory of pre-emptive use of the vehicle;
purpose of the vehicle;
The condition of obtaining insurance reimbursement under the policy DSTSPV is when the damage caused to the victim exceeds the limits set under the policy of CTP.
The territory of the contract: Ukraine.
If you are interested in this type of car insurance, please leave a request for the purchase of the policy "Voluntary Motor Third" or call spetsialistykompanii happy to answer your questions and help with the acquisition policy.What to do in road transport accidents?
It is necessary:
include an alarm and set the warning triangle;
provide first aid to the victims and, if necessary, to call the ambulance;
Do not move the vehicle and items that are relevant Accident;
do everything possible to keep the tracks of road transport accidents;
inform the police or the nearest police unit to record the names of witnesses, police information about employees;
to a medical examination not to use without a medical officer alcohol, drugs and medicines, except those that are approved of the kit;
directly from the Accident please call our customer service insurance company;
during the inspection of the scene and vehicles be active observers;
All explanations concerning road transport accidents, it is advisable to write his own;
ask for a police certificate of the vehicle is damaged due form (approved by the Ministry of Internal Affairs of Ukraine 22.10.2003goda.), with a detailed list of damages;
insist on a medical examination (the address of the nearest ask the police officer);
In place of road transport accidents can never be:
to confess guilt;
make cocoa or obligations, or non-proprietary nature of the property;
sign documents, which cause you to suspect, or with whom you disagree.
Under no circumstances can repair the car to inspection by specialists of the insurance company, otherwise you run the risk of denial of payment.
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